Kevin Singh Gill


Category: Buyer

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The bathroom is one of the most-used areas in any home and should be comfortable to spend time in, for all residents of the home. The features that are included in the space will determine its functionality and appeal. When remodeling a bathroom or making improvements, there are a few features to consider to create a setting that you enjoy. As a Lower Mainland real estate agent, I have the opportunity to view many bathrooms

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Maintaining your home regularly

You are residing in your dream home and you intend on protecting your most valuable asset. Owning a home does require constant upkeep.  Consequently, it is important to conduct regular visual inspections of your house.  This will ensure your home will be both a healthy place and a safe place to reside. The easiest way to do that is to conduct seasonal maintenance checks.  By establishing a set routine, the work will be completed more

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.Advantages Of A New Home With a brand new home, you can start from the very beginning and decorate your new home exactly as you want. If you prefer a new home, be prepared for the on-going construction you will find all around you. Chances are that your lawn will not be in, your driveway will be gravel and your street will turn into a sea of mud whenever it rains or snows. If things

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How Your Credit Score Affects How Much House You’ll Be Able To Buy

Your credit score is one of the most important factors in determining how much house you can buy, so if you are in the market for a new home, you need to understand how it affects you. In order to make it easy for mortgage companies to determine the risk of lending to you, they use a system called credit scoring (also called “FICO” scores). When lenders look at your credit report, they can instantly

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5 Costly Mistakes Home Buyers Make

Mistake #1 – Not knowing what you can afford before making an offer. The best way to avoid this is to get pre-approved for a mortgage so you know exactly how much you can afford. Pre-approvals are free with a bank or mortgage broker. Getting pre-approved also enables you to “lock in” the mortgage rate you want–usually for 90 days. Mistake #2 – Not knowing who the agent represents. Unless an agent is working as your exclusive

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Advantages of Home Ownership

Many of the advantages of home ownership are not immediately obvious. However, when you are weighing the pros and cons of buying over renting, understanding these advantages can definitely allow you to make a more educated decision. For example, consider the down payment that most lenders require. Unless you qualify for a special mortgage program or have an absolutely perfect credit history, most lenders will require that you make a down payment equal to 20%


Selecting the right agent makes all the difference

First-time home sellers have limited experience working with real estate agents, other than the agent who helped them buy their current home. For this reason, sellers sometimes do not fully understand the role of a listing agent. A listing agent has one primary responsibility: to market your home not to potential buyers, but rather to other Realtors and agents who may have clients interested in homes like yours. Many sellers believe that because the listing


What do Millennials Look For When Buying A House

Here are top examples of smart home technologies that millennials look for in a home: Smart, high-fidelity sound systems Music is a crucial element in young people’s lives – whether purely for entertainment or as a means to zone in on that creative, productive flow. Sound systems for the home are nothing new, but modern advancements in audio technologies are extending ways for home users to access their music, not to mention enjoy them with

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How to Save up for Downpayment

HOw to Save up for your downpayment?  As you should be well aware, you need to bring something (cash!) to the table when buying a house. In Canada, depending on the purchase price of the house, you are required to pay down a minimum of 5% or more of the value of the property before closing. Planning ahead for your down payment is a part of the financial planning that should be done before you

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